Financing instruments

LUM School of Management offers many opportunities to finance your top-class education

Pass Laureati is now active – vouchers for post-graduate education. For further information, click here.



LUM School of Management and BNL Gruppo BNP Paribas together for your future. To continue their post graduate education with no worries, LUM students can apply for a loan BNL Gruppo BNP Paribas has reserved to them and their families to support the investment in advanced education and in the future.

BNL Futuriamo loan makes everything students need for their education affordable: fees, books, PC/tablet, accommodation and transportation for off-site students.

BNL Futuriamo consists of a one-off payment, with the possibility of postponing refund up to 36 months after the loan; and for younger students, still unemployed, the loan is jointly held with a parent/tutor.

The loan is entirely managed by BNL Gruppo BNP Paribas, for all information and contract terms, please visit website or the bank’s offices. The loan is granted only after the bank’s approval.


For further information, click here.
Just click on “Fatti Richiamare” and fill in the form in order to be contacted by the bank.



In the context of relations with finance and credit institutions, the agreement between LUM School of Management and Deutsche Bank is also always active to finance the registration fee for University Masters, with installments up to 36 months

The partnership between LUM University and Banca Intesa San Paolo continues to support the financing of University Masters through “Per Merito” loan.

Combining job and career ambitions with the need of funding their education is a challenge for many students. That is why Intesa San Paolo promotes “Per Merito”, a loan without guarantees that allows students to access to Advanced Training offered by LUM School of Management and enter the labor market.


“Per Merito” is a loan that every students residing in Italy can get, as long as he/she is in compliance with his/her studies. The offer is divided between students “on-site” and “off-site” and does not require any guarantee.

“Per Merito” enables to afford the registration fee for the University Master, the expenses for the accommodation and everything is necessary to live the post graduate path without worries. And students do not have to report these expenses.

At the end of the studies, a “bridge period” of 24 months starts; during this period the student will no longer receive fundings, but he/she will not have to return anything yet.

The return can last a maximum of 30 years; in case of early repaying there are no additional costs.

The rate is fixed and it is defined at the time of the subscription.


For further information:



For information about the 3 financing instruments, you can contact Dott.ssa Ilaria Sciacovelli



Moreover, amongst these opportunities there are also scholarship programs, in agreement with public and private institutions, to support the participation of talented and meritorious students.